Everything You Should Know About Bajaj Finserv Gold Loan

gold loan online apply

Bajaj Finserv Gold Loan, as the name suggests, is a loan that can be used for any purpose that requires liquid cash. Whether you want to buy a new laptop or take a much-needed vacation, this loan can come in handy. In addition to its flexible use, Bajaj Finserv Gold Loan has other attractive features such as no processing fees and fast disbursal.

The benefits of taking a Gold Loan from Bajaj Finserv are:

No collateral: You don’t have to pledge an asset as security to avail a gold loan.

Get quick approval and disbursal: With Bajaj Finserv, you can get a gold loan online approval in just 4 minutes and disbursal within 24 hours*.

Flexible repayment options: You can repay your gold loan at your convenience with our gold loan online EMI calculator.

Overdraft facility: Get an overdraft facility against your gold loan to withdraw money when needed.

No hidden charges: We believe in complete transparency, which is why there is no hidden gold loan online charges.

Prepay your loan anytime: You can prepay your gold loan online without any charges.

How to apply for a Gold Loan from Bajaj Finserv online?

Gold loan online application is a simple and convenient process that can be completed in a few easy steps. Customers can visit the Bajaj Finserv website and fill in the gold loan application form with their personal, financial, and gold loan requirements. 

Once the form is submitted, a representative from Bajaj Finserv will get in touch with the customer to collect the gold and disburse the loan amount. The gold loan online apply process is quick, hassle-free, and can be completed from the comfort of your home.

Documents required for a Gold Loan from Bajaj Finserv

When you apply for a gold loan with Bajaj Finserv, you must submit certain documents to get your loan approved. Here are the main documents that you will need:

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Your identity proof – This could be your PAN card, Aadhar card, passport, or any other valid photo ID proof.

Your address proof – This could be your Aadhar card, passport, utility bill, or any other valid document with your current address mentioned.

A recent passport-size photograph of yourself.

The documents related to the gold you are pledging as collateral for the loan – This could include the purity certificate of the gold and any other relevant documents.

Your bank statements for the last 3 months – This is to show us that you can repay the loan.

Your income proof – This could be your latest salary slip or Form 16 if you are a salaried individual or your latest Income Tax Return if you are a self-employed individual.

Your repayment history – This could be in the form of a CIBIL report or any other document that shows us your past repayment record.

Any other relevant documents – There may be some other documents that we may require from you, depending on your circumstances.

If you have all the above documents, you can be almost certain that your loan application will be approved. So make sure you gather all the required documents before you apply for a gold loan with Bajaj Finserv.

The interest rates and repayment options available on a Gold Loan from Bajaj Finserv

You can repay the loan at your convenience with repayment tenors ranging from 12 to 60 months.

What’s more, you can save on interest by opting for a Flexi Gold Loan. Under this facility, you have the freedom to withdraw and repay funds as per your requirement. You need to pay interest only on the amount you have used and not the entire sanctioned amount. It makes Flexi Gold Loans a cost-effective solution compared to other forms of credit.

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With Bajaj Finserv, you can avail of a Gold Loan at attractive interest rates starting from just 11.99%*. Thanks to our simple and quick online application process, you can also enjoy the added benefit of having a hassle-free experience. So, if you are looking for an affordable and convenient loan option, a Gold Loan from Bajaj Finserv is the perfect solution.


While a Bajaj Finserv Gold Loan provides you with the funds you need in a short amount of time, it is important to remember that this is still a loan. As with any loan, you must repay the borrowed amount plus interest. Before taking out a Bajaj Finserv Gold Loan, consider your ability to repay the loan promptly. Failure to do so could result in negative credit repercussions.

If you are looking for a way to get quick funding, a Bajaj Finserv Gold Loan may be a good option for you as they provide an option of gold loan online apply. Be sure to compare gold loan options before deciding which one is right for you. By doing your research, you can ensure that you get the best deal possible on your loan.

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